Saturday, 26 December 2015

Russ Whitney manages stress using guided imagery

There are three core principles Russ Whitney prescribes to make sure imagery works. Firstly,the mind-body connection allows images created in the mind to feel almost as real as external events to the body. Secondly, an altered state makes you more capable of faster, more intense healing, learning, and performance. It reinforces your sense of control which helps you feel better and do better.

Russ Whitney guides based on recent studies,guided imagery helps achieve stress relief along with its accompanying symptoms such as migraine, nausea and chronic pain. Imagery has proven its efficacy in treating post-traumatic stress disorder (PTSD) and in encouraging a positive mental attitude.

The best part Russ Whitney prefers about guided imagery is that it can be done by anyone. Below are some practical tips Russ Whitney ensures to achieve the benefits of this powerful technique.

Make a schedule.

Start with 15 minutes of practice each day. Commit to doing two sessions every day so you establish a routine. The more you do it, the better you get at it. Do this routine without fail for three weeks.

Find a quiet spot.

You can practice imagery just about anywhere, but it's better to have a dedicated space for it. When you're just starting to use imagery in learning how to reduce stress and anxiety, you need a room where you can sit, relax, and close your eyes for 15 minutes-without disturbance.

Select an imagery that makes you feel good:

You can choose a favorite place, a happy moment, a symbolic image that unlocks your creativity, or any imagery that evokes transcendent feelings. Whatever imagery you choose, make sure that it elicits an emotion and that it works.

Don't put any pressure into it.

When you're learning to meditate, you might lose focus and feel like you aren't doing it right. It's the same way when you start out with imagery. Whenever you encounter some problems staying awake during your imagery session, you may consider doing:

1. Sit up on a chair or cross-legged on the floor instead of lying down;
2. Try a session with eyes half open instead of fully closed, and
3. Pick an imagery session when you're well rested or before you go to bed.

Monday, 9 November 2015

Russ Whitney Offers Security Options For Property

Choosing a new security options for an income property with home security system can save your money on homeowner’s insurance. Make sure you replace a lock on the entry doors says Russ Whitney as each time a new tenant moves into the property.

A home security system can save your money on legal issues that may arise from tenants.Here are few Russ Whitney's tips for choosing a security system for your property.Choose between wireless and wired home security devices to protect your investment.

Security Systems:

There are several types of security systems available online. Think about your needs as the owner of the property before choosing a type of security system.

Monitoring Systems:

Your choices for monitoring systems include wireless systems that can be monitored from anywhere in the world. The choice comes down to your needs as the property owner.

Easy Installation:

If you plan to install a security system on your own, then you will need to choose a system that offers easy installation. If you plan on going with a monitored system, then installation is included on monthly price.

Home Security Automation:

Home security automation offers many convenient choices when it comes to protecting your property. You can save energy, control locks, protect your asset and adjust the lights.

Mobile Access:

Access to your security devices are convenient when they feature mobile access. Mobile access keeps you connected to your income property and provides you the ability to manage your home security system on your terms.

Property Choice:

Property that gives you an income should also be well protected and if someone damages the property it is important that you analyze your home security choice to choose the system that matches your needs.

Tuesday, 20 October 2015

Evaluate Offers When Dealing With Realtors Says Russ Whitney

There might be at times Realtors may use the terms “strong offer” or “weak offer” when you suggest what you want them to offer in a real estate deal.Mostly small businesses are experts in their field says Russ Whitney and they know their own business inside and out.

However lots of small business owners lack the expertise required to implement certain projects. That's where a small business consultant can step in and help.Russ Whitney says in order to achieve a successful project it's important to be clear about what you want your consultant to do for you.

The realtors offer refers to the offer from the Sellers’ perspective. Your offer is usually evaluated by the Realtor’s agent and they will likely render their opinion and advice to the Sellers.

From the Realtor’s perspective,explore offers from the strongest to the weakest, that you’ll understand where the offer that you are about to make might fit and how it might be viewed by the Sellers and their Realtor.

Many people are investing in the real estate industry. Thus to purchase commercial property one needs to understand the risks and rewards that come along with investing.Real Estate investors tend to enjoy the physical aspect of buying, renovating, renting out,and selling properties.

Russ Whitney suggest each real estate investors should know the different forms of investments. It can be possible for entire markets, to take a sudden dive, thus it’s very important that investors seeking out security should do so by expanding into other markets and forms of investment.

Thursday, 8 October 2015

Russ Whitney offers-Sources Of Down Payment

Your down payment might be the biggest single cash expenditure you ever make. Some save for years, while others can ready the cash with less difficulty, but no buyer in the history of home buying has ever said they have too much down payment money.

Check in with your mortgage pro about how much of your down payment needs you can satisfy with money.Russ Whitney gives few guidelines that varies widely based on how much of your own cash you have to put down.The lender may also require to see a bank account statement from the giver showing that the money was theirs.

Russ Whitney says that many buyers have a treasure trove of down payment resources at their disposal. Here are few tips what Russ Whitney puts to this hidden treasure a handful of frequently overlooked sources of down payment funds.

1. Your Budget's-
If you're serious about coming up with your down payment funds. Isolate your top 10 budgetary line items and do an internal check on whether there is anything on this list that you can eliminate.

2. Your Stuff-
When you need to save money, there are really only two ways, you can spend less, or you can make more. Selling stuff you already own and don't actually use is a relatively painless way to make more money to go toward your down payment.

3. Your Skills and Time-
One way to make more money is to sell off the stuff you have lying around the other to get done the work!Once you come up with your down payment cash decide to be creative about where to find that money.

4. Your Parents, Family and Friends-
Many home buyers get by with a little help from their friends and family.Most mortgage programs will allow for some portion of your down payment to come in the form of money.

5. Your Assets-
Some retirement accounts allow you to borrow against or pull out funds,penalty-free, to apply them toward your down payment on a home.

Wednesday, 30 September 2015

Russ Whitney's Tips for-Home Maintenance Checklist

Fall is a great time to take care of the little things that can make a big difference for you and your home. Getting ready for colder weather means checking, repairing your home to withstand the upcoming rain, wind, and snow.

Taking these steps will not only lower your utility costs, but they will protect your largest investment, your home, from the unexpected weather conditions ahead.Here are some helpful tips that every homeowner should do.

1. Stow Your Mower
It's time to start thinking about how you are going to stow your lawn mower. Taking simple steps like putting your lawn mower into storage will help increase the longevity of your equipment.

2. Energy Audit
Performing an energy audit will tell you where heat is escaping, so you can correct the problem and save money on utilities.Seal the air leaks that you have identified by applying weatherstripping. Potential energy savings by detecting and fixing drafts will make your home much more comfortable.

3. Replace Windows
Before it gets too cold, replace your screen windows and doors with energy-efficient storm windows. Consider a proper storage space for your screen windows.

4. Check Furnace
Home heating systems that aren't properly maintained may be less than 50 percent efficient. A dirty filter will increase your heating costs and reduce the life of your equipment. It is important to check your filter once a month and replace or clean if necessary.

5. Install Gutter Guards
Homeowners overlook the importance of gutters, but they protect your home by diverting rain water safely away from your home.To prevent home issues like foundation and structural issues.Install a micro-mesh gutter protection system, will help cleaning your gutters when the leaves begin to fall.

6. Maintain Home's Exterior
Fall and winter are known for unexpected weather conditions, so to prevent any type of debris from falling on your home and producing serious damage.It is necessary to apply a layer of sealant to prevent weed growth and increase the longevity of these areas.

7. Chimney and Fireplace
Annual cleaning of your chimney is important to prevent dangerous chimney fires. Test your fireplace flue to ensure that it is tightly sealed when closed.

8. Test Smoke Detectors
This is a simple task for homeowners, but it is often forgotten about. Detectors should have a "test" button. Testing these systems is a quick, but very important test to perform.

Monday, 27 July 2015

Russ Whitney putforth-The Five Phases of the Home Buying Process

Choose the Correct Real Estate Representation

The most important initial step in the home purchasing process is successfully choosing the right Real Estate representation, the Realtor the and Real Estate Company. The Real Estate Company should be local and associated to the Multiple Listing Service (MLS) and the National Association of Realtors (NAR). The Real Estate Agent or Broker instead of the Real Estate Company should be experienced, have a confirmed record of successfully helping buyers purchase homes in your area with an wide support team and be active in the community.

A Methodical Home Search Plan

How does Real Estate Company find the accurate Home for you? This is where we shine! We will present you with our Proven, Professional and Area Specific Customized Home Search Plan. A generic plan developed by some famous Real Estate Company is not the best plan for your home search in the Neighborhoods you desire.

Selecting the Purchase Price

That accurately reflects the recent market conditions. Your purchase value has to please three people, you, the seller and the appraiser. If the home is purchased properly you will receive the Best Price, on the most complimentary Terms, in the Shortest Time with the least difficulty to you.

Agreement Negotiations: A Little Horse Trading!

Negotiating your home purchase value and the terms of sale is like walking a tightrope between the Highest Price the buyer will give and the Lowest Price the seller will accept. It takes tolerance, psychology, flexibility, and knowledge. Your Realtor is trained to remain the dialogue going until you reach a meeting of the minds. After all, you desire to buy and the seller wants to sell!

Escrow on Average Takes from 30 to 90 Days

Remember, tolerance is a virtue! During this time, we will be busy ironing out troubles, speeding up the loan process, arranging additional inspections, management document preparation and coordinating appointments. When you purchase your home, we will give you our courteousness Escrow Guide, “So at present Your Home Is in Escrow” that will take much of the ambiguity out of the Loan and Escrow Process.

For More Info: Russ Whitney Real Estate

Monday, 15 June 2015

Russ Whitney provides-Some Home Buying Facts and Goals

The primary reason why buyers are purchasing a home is simply the desire to own, followed closely by the desire for more space, and a change in the family situation.With the dramatic fluctuations in housing prices, consumers have new respect for homes as investments.Today's market conditions and affordability make it more likely that will reach your homebuying goals.The combination of low interest rates and low prices allows you to buy more home.

For most people, buying a home is giving household members more comfortable living arrangements and putting them closer to jobs, activities, family and friends.You need to make a different kind of living experience, such as moving from an apartment to a single-family home with a private garage and yard. It's always better that you have to think about school districts and proximity to parks and other recreation.

Another factor that seems to be an important aspect while buying a home is affordability. Thus it helps people as rents are rising, making ownership more affordable than renting in many areas, especially for tax incentives such as deductions in mortgage interest and property taxes against your income.When you buy a home, make your goals long-term and buy within your means, same way choose the best home you think will serve your household's needs for the longest period of time.

The longer you own a home, the more equity you'll build. Being a homeowner there might be chances to think about change in situation.Like most homebuyers, if you expect to stay in your new home for more years you can build equity for yourself, instead for someone else. Every payment you make, plus the rules of inflation will eventually allow you to recoup most if not all of your investment, or make a profit when you sell.

Thursday, 28 May 2015

Russ Whitney offers-Best Secrets Of Real Estate Investing

After a promising first quarter, economists are predicting a stable and flourishing real estate market compared to 2014.New homes sales reached a 7-year high and existing sales jumped 1.2 percent in February.

The potential to begin raising interest rates as early as June has encouraged some existing homeowners to lock in today’s low borrowing costs by purchasing their first investment property.

While most people would expect buying an investment property to be very similar to buying a home, there are a number of key differences and other factors that they should take into consider.

An investor can protect their financial,personal wealth and retirement savings.A self-directed retirement accounts have been available to investors for nearly 40 years.

Every investor thinking about an investment property should first gather the facts on self-directed retirement accounts and how they might be able to use them for the investment.

A self-directed account must be held with a qualified trustee. The trustee is responsible for administrative services, due diligence and filing the proper reports among other things.

Specialized real estate investment groups can handle everything from market analysis to building permits whom all are expertise in the field.

Thursday, 14 May 2015

Russ Whitney Says Interest Rate Rise as Mortgage fall 3.5%

Many home loan borrowers moved to the sidelines amid as there comes a sharp rise in interest rates last week.Total mortgage application volume fell 3.5 percent on a seasonally adjusted basis for the week ending May 8th from one week earlier, according to the Mortgage Bankers Association (MBA). The volume seems to be 14 percent higher than a year earlier, but that annual comparison has been shrinking for several weeks.

The weakness in mortgage applications to purchase a home may have less to do with higher interest rates and more to do with very few listings for sale. All the Real estate Agents across the nation are reporting tough competition for the limited supply, leading to more bidding wars.

This may push home prices as per the MBA survey the average contract interest rate for 30-year fixed-rate mortgage with conforming loan balances ($417,000 or less) increased to 4.00 percent, its highest level since March 2015, from 3.93 percent, with points increasing to 0.36 from 0.35 (including the origination fee) for 80 percent loan-to-value ratio (LTV) loans.

Some of the applications to refinance, which are the most rate-sensitive, fell 6 percent week-to-week and have dropped 16 percent in the past four weeks; they are still 15 percent higher than a year earlier as interest rates were slightly higher in May 2014. The refinance share of mortgage activity decreased to 51 percent of total applications, its lowest level since May 2014.

Applications to purchase a home were basically flat down 0.2 percent from the previous week, a trouble to sign with that of the spring housing market. They were 12 percent higher than a year earlier. Most don't blame higher rates for the unexpectedly spring market.

Interest rates moved even higher in the market.The mortgage rates loosely follow the yield on the 10-year Treasury, which rose to its highest level in six months. Rising rates can have the effect of pushing some potential buyers off the fence, worried that they will miss out on what are still historically low rates. Higher rates reduce purchasing power, plain and simple.

Friday, 24 April 2015

Russ Whitney gives-Sellers Ideas for Landscaping

The first thing buyers look at when they pull up to your home is the big picture -the house, the yard, the trees, the flowers.Explain that you're selling your home and you need help with curb appeal.Many sellers struggle with the costs, the decisions, and the time it takes to market their homes.

Most of the landscaping isn't permanent, you should strongly consider putting it in the marketing budget.You can do some of the work yourself or you can get help. Russ Whitney put forth some of these five jobs which help you make the most of your home's drive-up appeal.

1. Get Rid Of Anything Dead.

Dead leaves, flowers, and trees do nothing for your curb appeal. As you finish, you'll see blank areas. Fill these in with fresh flowers, small bushes, potted plants or yard art.

2. Cut And Weed The Grass

If you mow your own lawn, make sure it's freshly mowed every week. Pull or spray weeds so the texture of the grass will be more pleasing.

3. Replace Or Hide Leggy Bushes

Nothing makes a front entry look more dated than bushes with longer legs than torsos. Plant small bushes in front. You can also cover a lot of blank areas with mulch, wood chips or gravel.

4. Improve Both Hardscapes And Softscapes

Bring color and vitality to the entry with potted plants and flowers.Decorative stone, tile, brick, concrete or wood can add a lot of appeal to the softer elements. Landscaping doesn't have to end at the porch.

5. Light The Way

Landscape Lighting provides security as well as spotlight what you want to call attention to.Lanterns to line the walk, or the occasional uplight for the trees can have a glamorous effect on the exterior of your home.

Monday, 13 April 2015

Russ Whitney alerts-Senior Citizens be Aware of Scam Target

The senior citizens have been warned in Lee County of a scam involving callers threatening arrests if the call recipient doesn't purchase a gift card.The office from where they receive several calls has been found this weekend from senior citizens.

There were stating that a warrant for their arrest was out for them and that a member of the Lee County Sheriff's Office is calling and demanding that they settle their warrants by purchasing gift cards and sending them the numbers.So far, the victims have been older citizens.

The office head confirmed it is not calling people and demanding they settle their warrants by gift, debit, or credit card.If you receive a call of this nature do not give out personal financial information or purchase gift cards to settle the debt over the phone.If you have received this phone call, contact the Lee County Sheriff's Office as soon as possible.

Thursday, 2 April 2015

Russ Whitney Says "CBRE Firms to Acquire 5 Billion Property"

According to a survey it was said that Home sales rose more than expected in February, a trade Combined Global Real Estate management group said, a sign for housing market may be in for a spring rebound.Some of the signed contracts for previously owned homes climbed 3.1% from January to the highest level since June 2013.

There were some clause in sales of home in February which result in increase demand, thus it shows a positive sign ahead of the typically busy spring selling season. Many pending sales reflect signed contracts, and they usually become final within one or two months.

Many of the prospective buyers are being lured into the market by an improved job market and low mortgage rates, says one of the Realtors' chief economist.“These factors bode well for the prospect of an uptick in sales in coming months”.

Investors have their eye on economic data as they look ahead to the next round of corporate earnings.It have been noticed that consumers spending edged up to 0.1 percent in feb follow monthly declines as consumers income rose upto 0.4 percent thus home sales rose to its highest level.

For More Info: Russ Whitney Property Management News

Friday, 27 March 2015

Russ Whitney Real Estate Tactics

Real estate investing involves acquire, ownership, management, rental and/or sale of real estate for profit. Real estate investing has become quite popular in recent years due to rising property values and low notice rates.Here is Russ Whitney’s essential things lead to success in Real Estate Investment.

Accept the fundamentals:
Real estate investing involves attainment, asset, and sale of rights in real property with the prospect of using cash inflows for potential future cash outflows and thereby generating a favorable rate of return on that investment.

Recognize the Essentials of Return:
Cash Flow– The amount of funds that comes in from rents and other income less what goes out for operating expenses and debt service determines a property’s cash flow.
Appreciation– This is the growth in value of a property over time, or future selling fee minus unique purchase price.
Loan Amortization-Means a periodic reduction of the loan over time leading to increased justice.
Tax Shelter-This signifies a legal way to use real estate investment property to decrease annual or ultimate income taxes.

Russ Whitney's private quest has evolved into a very public, rapidly-growing, always-evolving on- and off-line community and is now becoming a way of life for members around the world.
Read More News: Russ Whitney Real Estate Secrets